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The “debt-to-income ratio” or “DTI ratio” as it’s known in the mortgage industry, is the way a bank or lender determines what you can afford in the way of a mortgage payment. By dividing all of your monthly liabilities (including the proposed housing payment) by your gross monthly income, they come up with a percentage.
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Understanding the Canadian Government’s “Shared Equity Mortgages” – The concept of shared equity mortgages isn’t new. In fact, the BC government offered a similar program a number of years ago called the BC Home Owner and Equity Partnership. It is now defunct due to.
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Mortgage Brokers – Index – FICOM – In British Columbia, individuals and companies that engage in mortgage broker. interactions between borrowers and lenders) and mortgage lending activities.
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